Personal Finance PBA

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I just got approved on a loan of $10,000 from the bank! We going out tonight!!
I think i just figured out where to get the extra 15k from for the car.
I wonder if i need anything in order to get loan from the bank?
hi. and yes but, first i need to see your credit report and proof of ID.
well then unfortunately i can not help you at this moment until you have a credit report.
I dont know what a credit report is. All i have is my driverś license.
Hi i would like to apply for a loan please.
A credit report is a report of the person's credit history.
thanks ill ask my credit counselor for more info on this.
hi i tried to apply for a loan but. couldn't because i didn't have a credit report. Can you give me info on how i can get one?
hey. and of course. First, you must open up a credit card account. Once you start making purchases they start building up credit. As time passes your credit can either increase or decrease depending on how long you take to pay your bills as well as other factors
Can you also explain to me how not having a credit report denied me from getting a loan?
Since you didnt have a credit report, the bank has no info or data based on your financial stabaility. Without a credit report the bank doesnt know if you'll pay the loan back or not.

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