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Excuse me sir can you explain what identity theft is ?
Sure I can, Identity theft is the crime of obtaining the personal or financial information of another person to use their identity to commit fraud, such as making unauthorized transactions or purchases, and things of that nature.
Wait so how does somebody get your information and what do you do if they get it?
You can always protect yourself from this happening to you by keeping your passwords private, don't risk clicking on ads and try not to leave a paper trail
People's information can be leaked from data breaches and or public WiFi. If this happens Notify companies of your stolen identity. File a report with the Federal Trade Commission. Contact your local police department. Place a fraud alert on your credit reports.
If an individual’s identity is stolen, what are they liable for?
If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts. The longer you leave it, the more that financial liability falls on your shoulders.
Equifax, Experian and TransUnion are the three main consumer credit bureaus. They collect and store information about you that they use to generate your credit reports, which are used as the basis of your credit scores.

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