gosh, I wish I knew of a way to keep myself from overspending!
what's that?
I know a way! it's called a budget, I prefer using something called a zero based budget.
it helps people spend money wisely and stay organized!
a budget is an estimate of income and expenditure for a set period of time.
a zero based budget is when you put 50% of your income into needs, 30% into wants, and 20% into youre savings and you should have $0 left over when you're done!
Wow! Thanks for telling me about that, I have to start using it
A budget can also help you with your long term goal as well!
I'm need to start using a budget when I get my next paycheck!