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- 2: Oh, that's a good question. Each month, you should receive a Schumer box, which is a written report of all of your transactions and the required payment to pay it off. This also includes things like your APR or Annual Percentage Rate, telling you how much interest is being added to your payments. To check your credit or bank details at any time, there should be a website online or an application for your phone to be able to check your situation anywhere, anytime. Also, if you are missing payments, your bank might email you or send requests to your home.
- 1: In my situation, I felt so confused because I had no idea what was going on with my credit card/loan payments. Is there a way to keep track of stuff like that?
- 3: Oh my goodness! That's so cool! I've only ever checked my school email, never my personal! Also, I didn't know my college had a mailing system or place to collect mail. I must not have gotten those reports or notices for my credit debt.
- Uber
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- Of course, you will be! You just needed a little education on the use of loans and credit cards! You are a pro now and are unstoppable! Definitely get a full time job now, with your college education and save up to pay off your debt. Go back to the bank when your credit is in a better position. I'm sure they'll give you the loan!
- Do you think I will ever be able to achieve my dream of buying a house and be able to increase my credit score?
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- High Five!!
- Thank you so much! You're the best!!
- No problem! You've got this girl!
- By Annika Thakkar
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