הירשם כמורה
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טקסט Storyboard
- שקופית: 1
- Hey, what's the difference between savings and checkings
- Checking accounts are designed for daily spending, offering high liquidity via debit cards and unlimited transactions, while savings accounts are intended for storing money to earn interest with limited, lower-frequency access.
- שקופית: 2
- Okay thank you, and what is the difference between a credit card and a debit card
- Debit cards deduct funds directly from your checking account, helping you avoid debt, while credit cards borrow money up to a limit, enabling you to build credit and earn rewards. Debit cards offer simplicity with fewer fees, whereas credit cards offer superior fraud protection and perks.
- שקופית: 3
- Okay, one last thing what is the difference between interest paid and interest earned
- Interest earned is money a financial institution pays you for keeping funds in an account (savings, CDs). Conversely, interest paid is the fee you owe for borrowing money (loans, credit cards). Essentially, interest earned is income, while interest paid is an expense.
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