child dept
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- Hey, i'm a child and I'm gonna talk about budgeting to make it easier for you in the future. Let me first teach you about saving money for emergencies.
- Emergencies like funerals, injuries, divorce etc could leave you financial turmoil. This doesn't you should put most of your paycheck into emergencies funds, build it into your budget.
- When you have a budget it should have at least 3-6 months worth of living expenses.
- Now that you know about spare money for emergencies. Let's talk about making sure you're not spending any money you don't have to.
- Overspending normally comes from credit card because people don't notice their overusing/overspending until their in so much deot.
- This can be easily avoided by the help of a budget as you're keeping a way more better track of all your money. You won't have to worry about going into dept and you can spend time with your family.
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