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Hey Jessica! lets go to the night club tonight ill use my use my credit card and it will be free for us!
Hello Amanda, first thing you need to know about a credit card it that nothing is free.
I understand now Jessica! Thank you so much for telling me this I will be careful with my spending's on my credit card and also pay everything on time so my credit report looks good.
Oh.. then what do I need a credit card for?
A credit card is a way to help you out for any payments you cant afford but you agreed to pay them back.
You also have to be careful, if you do not pay the money that you owe your credit score will look bad.
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