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Tonya and Lori are partners in a small bakery they rent.
They sometimes hire someone to maintain equipment and clean the building, use their personao van to deliver cakes, and store all their clients info on a database
First insurance they need is Directors and Officers. They need this for when one of them gets in legal trouble.
Next insurance they need is Personal Automobile. They are using their own van, not the company's. This will help pay for their vehicle if it crashes.
Next insurance is Data Breach. The two girls have all their clients data in one database, and if it is hacked, they have to have this insurance to protect themselves.
Lastly, they would need Renters insurance. They are renting a small bakery for their business.
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