Identity Theft (continued)
Kuvakäsikirjoitus Teksti
- Let me explain it to you.
- I see, then what you just experienced is credit card fraud, a form of identity theft.
- Justin, sweetie, what's wrong , did something happen?
- Hey mom. Yeah something terrible happened. It started with a book I ordered and now my bank accounts say that I spent over $200, when the book was only $7.99.
- Credit Card Fraud? What's that?
- Credit card fraud is a form of identity theft where criminals make purchases or obtain cash advances in your name.
- Now that you know what it is, let me give you some ways to protect yourself from credit card fraud.
- Never send your credit card information via email or give it over the phone unsolicited. Shred unwanted documents that show your credit card number. Make sure you verify that a website is authentic before making a purchase.
- This can be with an existing account, via theft of your physical credit card or your account numbers and PINs, or by opening new credit card accounts in your name.
- Now that you know what to do to protect yourself, here's what we need to do to get everything straight with your bank account.
- Another thing you should know about is a free credit report. It can determine whether you can get credit, how good or bad the terms for getting credit are, and how much it costs you to borrow money.
- Now that you know what to do let's get started. By law, once you report your theft, you are no longer responsible for unauthorized charges
- Contact your bank and credit card companies , as your first task is to cancel those credit cards. Then Contact the credit reporting company and review all your credit card and bank statements, report it right away.