acClaim!

Claims Consultant
Liability claims training session
Underwriter
Underwriter
In the Australian legal system the efficacy exclusion has virtually no application
This is why our policies should not include them with exception for a number of limited situations...
Claims Consultant
Liability claims - underwriting quarterly conference
Underwriter
Underwriter
What if an efficacy exclusion were imposed?
Claim 17172833LCP: Total paid $350,000
It would not apply because....
Broker's office - Rob calling Allianz Insurance
Hi Lucy, the policy contains the efficacy exclusion. Can you please remove it? I Need an answer by close of business today.
Efficacy Exclusion Molestation Exclusion
Lucy @ Allianz Insurance checking the acCLAIM! folder
- Like in claim 17172833LCP, it does not apply when the loss is attributable to Product Defect - very rarely applied in the Australian legal system
Sure Rob, I will remove it right away for you. I will send you amended terms in a minute.
Thanks to acCLAIM!, I checked whether the broker's request could be accommodated while he was on the phone with me. The policy renewed in 5 minutes!
Public and Products Liability No additional exclusions apply

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