Credit Comic Strip
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- Hey Melissa, what are 3 things I should know about credit reports?
- Glad you asked Ben. The first things is that your credit report is based on 5 factors...
- You should also know that negative information does eventually wear off, so don't stress yourself out too much if you mess up
- Those things are payment history, credit utilization, average credit age, account mix and inquiries.
- Yes, one thing people overlook is that credit reports are not the only things that matter for lending decisions. You will need to have overall good history, reports, and scores
- Thank you so much! Anything else I should know before I leave?
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