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Snemalna Knjiga Besedilo

  • Zdrs: 1
  • Ahh, Frank. What brings you here this time?
  • Hey Gerard, So I uh... caused another accident while chasing a ball again. But this time I don't have the funds to fix what I caused!
  • Do you not have money in your savings account?
  • You mean the account I use day-to-day? I don't have enough money in that one because I spent it all on special edition balls :_(
  • No Frank, that's your checking account. Your savings account is your account that's reserved for special spending. Along with that, this account earns interest!
  • Zdrs: 2
  • No way! I can't believe I've never heard of this before! How do I use a savings account efficiently?
  • Well first, you'll place an initial amount of money. The amount placed depends on the type of account After that, you'll keep adding more money periodically so your savings can grow with that along with interest!
  • Am I allowed to take from this account whenever I want? What if I want to get a new ball?
  • Only depending on the type of account you have. Even still, this account should be reserved for special spending, like goals or emergencies. Everyday spending is what your checking account is for.
  • Zdrs: 3
  • How should I go about how much money to keep in there?
  • Savings will be for things like goals or emergencies which can get pricy so you typically want to same 3-6 months worth of your monthly expenses
  • Emergencies? That's what I've got right now! Can you tell me more about that?
  • Ahh yes, I forgot about that. Ray usually helps me with that stuff so lets go ask him for some help.
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