Identity Theft-when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.
One of the top 5 most common ways Identity theft happens is by "old-fashioned" stealing.
Here are the 3 D's (Deter, Detect, Defend) that can help prevent YOU from getting your Identity stolen.
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Deter: by safeguarding your information.One way to do so is by never click on links sent in unsolicited emails. Instead, type in a web address you know. Use firewalls,anti-spyware and anti-virus software to protect your home computer; keep them up-to-date.
Detect:suspicious activity by routinely monitoring your financial accounts and billing statements.Ways to keep an eye on it are by inspecting your credit report, or visiting www.AnnualCreditReport.com
I'm telling you those purchases on my card were not made by me!
Defend:Defend against ID theft as soon as you suspect it.
If you feel suspicious one thing you can do is file a police report. File a report with law enforcement officials to help you correct your credit report and deal with creditors who may want proof of the crime.
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To learn more about ID theft and how to Deter, Detect and Defend against it, visit ftc.gov/idtheft