Linda and Heather were having fun at their favorite Froyo shop when all of the sudden the amazon delivery man showed up with a package for the sisters.
Froyo Yolo
Oh my gosh a package for us?!
Fragile
Package for Linda & Heather?
The sisters were so excited that Heather decided to open the box immediately. Inside, there was a hot pink credit card and a letter signed by the owner of the Wig Store, Sherryl! The letter read.....
Dear Linda and Heather,I know you have been looking for some fun new wigs. Being singing sensations is hard work so I am giving you this card to make your shopping experience easier. With this card, you can buy any wig you want with many special discounts. Hope you like it!-Sherall (Owner of Wig Salon)
FRAGILE
Linda and Heather thought of all the possibilities they could do with this credit card. But they had to know the good and the bad things about credit cards so then they can have the best shopping experience.
Build credit history
PROS
Access to emergency funds
JOB LOSS
Convenience
Temptation to overspend
Annual fees
CONS
A credit score is a number that represents a person's creditworthiness. The sisters have been known to overspend and have a bad credit score of 450. YIKES! They are trying to raise their credit score by not overspending, staying within the credit limit, and paying the bills on time.
This is the worst day of my life.
At least I have a good credit score of 700.
My daily shopping spree is gone!
The sisters have been using the credit card from the wig store for some time now. But still don't have a clue about what REALLY is a credit card. A credit card is a card that allows people to buy items without cash. You can use your credit card for everday purchases and loans. You can form more than one credit card from places like banks, stores, a credit card company, and a credit union.
Credit Union
Bank
Here are some places were you can get a credit card!
Stores
Now that Linda and Heather know how to responsibly use a credit card and maintain their credit scores. They can now have fun shopping at their favorite wig store in town. Wigs are a very important fashion statement to them since they perform new music videos with a different pop of color every time!