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  • I can't wait to shop with my new credit card and buy everything in sight 
  • you know, everything that you're planning on buying you will have to pay back at some point. you'll also  have to pay back extra money called interest depending on how long it takes you to pay back your credit.
  • The pro here is you can buy whatever you want.
  • the con here is that he can go to jail if he doesn't pay
  • not paying back your credit card bills on time could send you to jail!! It will also bring down your credit score a lot. 
  • well, what if I don't want to pay back my credit card bill on time?
  • just in case we should leave because I don't want to take the risk of not paying on time and then going to jail.
  • the pro here is that he makes the decision to leave.   
  • good idea dad, I don't want that to happen either because I need you
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