Savings PSA
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- Saving for retirement can be hard, so here are 5 ways to help you save!
- 1. Open a savings account.
- This can be at a physical or online bank.
- 2. Use the 50-20-30 rule!50% for needs, 20% for savings, and 30% for wants
- 3. Pay yourself first- Each time you get payed, put a small portion aside before spending any of your money!
- 4. Create a 401k account- an account that is set up by your employer and deposits money from your paycheck to your bank account.
- 5. Create a certificate of deposit- an account where you put in money for a certain amount of time and it has higher interest rates than savings accounts.
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