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  • everything you own should get repossessed 
  • Jamal, you're telling me that your credit score is 438, just talking to you is making my credit score suffer
  • is it that bad?
  • So why is my credit score so low?
  • But seriously, my credit score is close to 710, that is a good credit score
  • Because you have 15 late payments and 10 missing payments 
  • So what should I do?
  • Pay for missing payments, then save up for a car, and  use public transport for right now
  • Thanks Damarcus, you really are the best brother
  • I can't say the same about you, Jamal
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