41010 Upper Middle Class Blvd

41010 Upper Middle Class Blvd

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Storyboard Description

This the story of how I became a proud homeowner.

Storyboard Text

  • I'm looking to buy a home, I've looked at apartments and a home is right for me. My credit score is 695.
  • I like the next house very much.
  • Well I can help. This is a small home and it is $250,000.00 I'll show you more.
  • What is the property value?
  • Can I see all the costs?
  • I will offer $200,000.00
  • This house is $280,000.00 
  • Yes ma'am take a look at my IPad.
  • Purchase price: $200,000.00 Down Payment: $14,000.00 Closing cost: $930.00 Total financed: $187,230.00 Loan period: 360 months Interest rate: 6% Monthly Mortgage Payment: $1,622.54 PI: $1,122.54 TI: $500.00
  • Let me show you around. What was your credit score again? Your interest wasn't so high.
  • My credit score is 695 but I know there are pros and cons of buying a house.
  • I have the advantage of paying it off in years, if I do my monthly payment my credit rating goes up, personal freedom to remodel.
  • That's very true and greater privacy plus you'll get close to the community.
  • My disadvantages would probably be that homeownership is a long-term financial commitment, moving expenses and once I decide to move it'll be hard.
  • My income is $3,125.00 and the total of monthly bills is $2,262.54 which means I'll be able to pay every month.
  • That is great ma'am! I'm very happy for you.
  • I understand but you will make it through and you are now a proud homeowner.
  • No problem. Always here to help.
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