The husband get's a call in the middle of the night from a State Farm agent named Jake as to which he answers his phone call.
The two men are discussing over the phone about the many different things that State Farm has to offer. The husband is happy because State Farm seems like and ideal idea to switch over to.
The wife of the husband wakes up and goes down stairs to see why her husband has left the bed in the middle of the night and is wondering and upset why he is happy and on the phone.
The wife begins to question her husband. She asks who he is on the phone with to which he replies with "Jake from State Farm". She then grabs the phone and asks Jake, "Oh yeah? What are you wearing then "Jake from State Farm"?
Jake is confused with the situation assuming that the wife thinks that her husband is on the phone with a woman. Jake then replies back in a questioned manner, "uh, Khakis".
This is the end of the commercial and is promoting to switch over to State Farm for insurance.