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  • Steven got fired with his job because of his unwanted absences due to his sick mother.
  • Mom, sorry, I got fired today and we don't have enough money to pay for our rent and to buy for your medicine. I need to pawn our jewelries for the mean time.
  • Maybe that's the only thing to do, son. I am sorry if I am a burden to you.
  • No, Mom. I'll do everything for you, for us.  
  • Thank you, Steven.
  • I want to pawn this 12K gold necklace and ring. How much is the interest of these for 3 years? 
  • Good afternoon, sir! What can I do for you?
  • Sure! Let's see the total computation of this.
  • Sir, your necklace and ring costs P17,250. And we offer it for 4% for 3 years. 
  • P= 17,250 R= 4% T= 3 
  • F= AP + A         (17,250) (0.04) (3) FV= 20, 642.74
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