Dream House Game - the game that teaches how to buy a house.
Storyboard Text
- DREAM HOUSE
- DREAMHOUSE
- In a world of many choices, can you guide your player to buy your dream house?
- Single-Youth-Student-Part-Time Employed
- Married with Children- Full Time Employed
- Choose Your Player Profile
- Single Parent - Full-Time Employed and Part-Time Student
- Married - Fixed Income
- Name: EmilyAge: 18Occupation: Part-time movie house hostessIncome: $12.50 hourSavings: NoneDebt: NoneCredit score: noneAssets: bicycleMonthly income/expenses: lives at home - no budget
- Guide your player through the challenges of buying your dream house.
- Dream House - the game that teaches you how to buy a house as you guide your player through life choices.
- Player chooses a profile that displays occupation and pay rate, beginning savings, debt, credit score, assets, and budget. The player profile options help learners engage in learning the steps to home ownership based on scenarios similar to their own financial situations.
- Price: $250,000Square footage: 2,500Bedrooms: 3Bathrooms: 2Amenities: covered patio, in-ground poolDown payment: 3.5% - $8,75010% - $25,00020% - $50,000
- House Profile
- Player: Emily Players will view their profiles at the beginning of the game and at the end of each level to track progress on savings, debt, credit, assets, and progress toward purchase of the house.
- Emily's Prologue
- Player chooses dream house. House profile displays price, square footage, number of bedrooms, bathroom, amenities, and amount of down payment required.
- Pick Your Dream House
- Happy 18th Birthday! What do you want to do with your life?
- Happy Birthday, Emily!
- Emily dreams of a big house in the country.
- Mom and Dad, I want to buy my dream house one year from today!
- That's a surprise - and a big goal!
- House Profile displays price, square footage, number of bedrooms and bathrooms, amenities, and gives a range of down payment costs that will be used to set goals for savings and to teach mortgage options.
- What are the 4 Cs?
- The 4 Cs are capacity, capital, credit, and collateral.
- To buy a house you must have income, savings, good credit, and collateral.
- Emily's prologue. Each player profile offers a customized story line. Story lines are designed with baseline financial situation, employment, spending/saving choices to help learners apply concepts and lessons to prepare for home purchase.
- You must visit Mrs. Smith to learn about the first C - capacity.
- Come back when you have learned about capacity. We will help you in the quest.
- It's Emily's 18th birthday.
- Emily wants to make her dream of home ownership come true in one year. Each player profile establishes a timeline for the goal of home ownership. As the player progresses through the game, the timeline may be adjusted based on financial or market conditions.
- But it's quite a challenge. First you must take the Quest of the 4 Cs of home ownership.
- The Quest of the 4 Cs of home owners are Levels I - IV of the game. Each level teaches a concept and provides interactive graphical games that reinforces the lesson.
- Emily sets out on the Quest of the 4 Cs of Home Ownership. When she learns the first C, she should return home for more help on the journey. Non-player characters provide educational content and instructions through the game.
- Capacity -here I come... I will!
- Level I: CapacityThe Quest of the 4 Csto prepare for home ownershipClick to BEGIN
- Emily, help! Oscar is running away. Can you catch him?
- Mrs. Smith, today is my birthday and I have set a goal to buy a house in one year. My parents said you can teach me about capacity.
- Thank you, Emily!
- You helped me so I will help you understand capacity to buy your dream house.
- Ok, I am ready!
- Level I teaches capacity.
- When you are buying a house, the lender considers your ability or capacity to pay the mortgage loan and all your other bills. The lender examines your income, your other monthly payments and looks at your bank statements to see your saving and spending habits.
- Emily finds her neighbor, Mrs. Smith, in distress because her dog is running away. Player must catch Oscar and return to Mrs. Smith.
- I know that my parents budget, but I don't really. How do I start?
- Player engages non player character.
- Let's use this form to estimate how much money you will need each month when you own a house.
- I'm totally into this budgeting thing!
- Non player character provides educational content.
- Home Buyer'sBudget Game
- Non player character interaction provides educational content.
- Well, what do you think?
- I need to earn more money. I have some ideas. I could work more hours at the movie house and I could do odd jobs on the weekends. Thanks, Mrs. Smith.
- So capacity means that I have enough money to make a house payment and pay my other bills.
- Non player character interaction provides educational content.
- Yes. You need to earn enough money to pay on time every month and to save for emergencies. Most people use a budget to estimate income and expenses. Do you have a budget?
- Help Wanted
- Non play character interaction provides educational content.
- CHOICES
- Player completes a digital 'bean game type' activity that includes home ownership expenses.
- After budgeting game, player is presented with games to earn income. Player must earn $500 to complete Level I.
- Player chooses a job. Jobs are interactive graphical games. Example: "Clean Out the Garage" is a drag and drop hidden object style game. "Paint the Porch" is a click and drag drawing style game with a timer. Each level of the game requires earning income.
- Detail a car - $150Clean out garage - $175Paint porch - $250Click on a job option to complete the task and earn income.
- As the player completes the job, a celebratory screen pops up that illustrates earnings less expenses. Players make CHOICES to save money, pay bills or spend on other items. As the game advances, players will be required to pay bills.
- Congratulations! You completed a job.You earned: $150Less job expenses: $20Total earned: $130Your choices:Save for a house $_________Other savings $_________Pay bills $________Entertainment $_________Eating out $ __________Medical Expense $_________
- When the player has completed jobs and earned $500 Level 1: Capacity is complete. Player receives a celebratory screen.
- Congratulations Emily!You earned $500!!You are on your way to building capacity to buy your dream house.
- Capacity QuizWhich of the following best describes capacity?
- Name: EmilyAge: 18Occupation: Part-time movie house hostessIncome: $500Savings: $500Debt: NoneCredit score: noneAssets: bicycleMonthly income/expenses: lives at home - no budget
- Congratulations you have demonstrated an understanding of capacity.Keep earning income and managing expenses to buy your dream house!Click here to go to the next C - capital.
- Level II: CapitalComplete the Quest of the 4 Csto prepare for home ownershipBEGIN
- Player completes the quiz to advance to the next level.
- Mom and Dad, I earned $500!
- You are ready to continue the Quest and learn about the second C - capital.
- You must go to Mr. Patel at the Credit Union to build capital to buy your dream house.
- Player: Emily Emily has earned $500 and made choices to save or spend. Player has completed Level I. The player profile tracks progress towards game goals.
- Level I - IV: Complete the Quest of the 4 Cs to prepare for home ownershipLevel V: Fend off unscrupulous loan offers to qualify for an affordable mortgageLevel VI: Choose a realtor and compete in the real estate market to buy your dream houseLevel VII: Make it through the underwriting hurdles to close on the purchase
- Transition to next level of the game.
- Home Buyer Terminology QuizTypes of Mortgages QuizHome Buyer Math Quiz
- I did it!
- Introduction to next level of the game. Level II teaches capital needed to prepare to purchase a home.
- You win! You bought your Dream House!
- At the beginning of each level non player characters will provide instructions to complete the new level.
- Description of the levels of the game.
- Each level will contain games to reinforce concepts and choices that require players to manage money to save for a down payment, choose an affordable mortgage, etc. Each level will include quizzes to reinforce topics.
- Player wins the game and buys the Dream House!
- SOLD
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