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- have you ever got your identity stolen online? have you ever read your credit report with all these payments you didn't make? today i will talking to you guys about identity theft and ways you can avoid them
- come with me , let me tell you why.
- HELP ME! my credit card got declined and when i pulled up my credit report history there was all these purchases i never made!!!!!
- have you shared your credit card information with anyone? or any websites?
- that was your first mistake, you never give out your credit card information or ANY personal information online ,
- NEVER DO THAT, when giving out all your personal information online, it will be easy for your theft to take all that down and take out a new credit card.
- well uh.. i had gotten an email about free clothes from Walmart if i put in my credit card information and address.
- well hey, i didn't know. I also gave them a bunch of my personal information when I filled out the questions
- Yes, we can actually, lets get on the bus.
- They can trick you by sending you emails like someone just did to you, that is why you always check the email account, if it looks risky, it's a scam.
- what's happening is someone is trying to steal your identity. we call it identity theft. it's when someone has used all your personal information (date of birth, social security number, etc) and uses it for their own purposes.
- omg.. is there a way i can get it all back and stop these purchases from coming on my card or better yet my IDENTITY BACK!
- ok, let me pay for our drinks.
- so what is this all called?
- what we can do to get your Identity back is we are going to my job, i work in banking so i see this all the time, we can freeze all your assets and track the last purchase that was made and see if we can find this man who stole your identity.
- if he calls the bank trying to unfreeze it, we'll tell him to come in and then call the police
- what if it doesn't work? and the theft finds a way to unfreeze it?
- ok now what?
- THANK you so much for helping me out!!
- Of course, i have learned my lesson.
- ok so looking all your credit report, your last purchase was made 10 mins ago at Wendy's. we are going to freeze your assets now.
- of course, no problem. remember the advice i gave you!!
- now we wait, but please, the next time you get a strange email wanting your credit card information, DO NOT GIVE IT OUT because you never know who is on the other side of that screen.
- OK! your assets are frozen and you can go into your account and change your password, therefore the thief can't get in anymore.
- Shred any documents before throwing them in the trash, use a different password for everything and most importantly review your credit card and bank statements!!
- TO ANYONE OUT THERE WHO is suffering Identity crisis, always remember to never give your personal information out online, check your credit report manually.
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