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  • I need your help Kar!
  • With what?
  • I need to get a loan from the bank but theres a problem.
  • Whats the problem Taylor?
  • I have a low credit score.
  • Oh no!
  • I need some advice on how to get it up. Could you help me?
  • I'd be glad to help but its gonna take a lot of time to get it up.
  • Yeah I know. Im happy your helping me.
  • Well you need to consistently pay your bills on time. Also, maintain reasonable amounts of unused credit, It would help to get someone to co-sign too.
  • Thank you so much!
  • Good luck!
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