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  • Slide: 1
  • I'’m writing this check to my landlord. He’s the payee, which means he’s the person receiving the money.
  • Don’t forget I’ll need to endorse it on the back before I can deposit it!
  • Right! An endorsement is when you sign the back so it can be deposited. I better make sure I have enough money, or I could go into overdraft, which means spending more than I have!
  • Slide: 2
  • That’ll be $42. Debit or credit?
  • I'll use my debit card. It’s connected directly to my checking account.(a checking account is used for everyday spending)
  • If I don’t have enough money, I could overdraft my account.
  • I'll press the debit button so I can enter my PIN (which keeps my account safe)
  • Slide: 3
  • This is a checking account, which is perfect for everyday transactions. You must keep it at least $100 in the account.
  • Is there a monthly fee
  • There’s a $10 monthly fee unless you keep the minimum balance. The account also has a small interest rate, meaning the bank pays you a small percentage for keeping money there.Be careful, if you overspend, you’ll be charged an overdraft fee.
  • I'll make sure to track my spending!
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