You'd be surprised about what evils lurk in our subway system in New York.
I guessing that you two youngsters are not from around here.
No sir. We're just finishing up a vacation.
Since you're not from around here, I have a local story that might help pass the time.
The subway car operator suddenly appears next to them.
Why would I give anything to you? I have nothing to gain from you... your just a bad investment.
The three began to talk, and the two friends introduce themselves to the mysterious subway car operator, who never introduced himself in return.
Please sir... could you spare but a few dollars for a man in need?
Hmm... It appears to be very cheap gold, something you could easily get at a pawn shop. I'll only pay $20 for that piece of junk.
The subway car operator begins to tell them a story.
I have this gold pendant, it must be worth something. Would you give any money for it?
Subway Operator: Many, many years ago, a local banker was taking a trip home in a subway. He was a very greedy man, stingy with his money and possesions, and never offered any help to anyone in need.
Subway Operator: A poor man approaches the banker and begs for some spare change. The banker, of course, had plenty of money on hand, but refused to help the man.
Subway Operator: The beggar offers the man his necklace, which was a simple corded string that a gold pendant hung from. The banker's believed that he could make a lot of money from selling that necklace, and offers to pay the man $20, a rip off from its true value.