identity fraud
Storyboard Text
- Identity theft is when your personal details are stolen and identity fraud is when those details are used to commit fraud..
- Identity theft happens when fraudsters access enough information about someone’s identity (such as their name, date of birth, current or previous addresses) to commit identity fraud. Identity theft can take place whether the fraud victim is alive or deceased.
- If you’re a victim of identity theft, it can lead to fraud that can have a direct impact on your personal finances and could also make it difficult for you to obtain loans, credit cards or a mortgage until the matter is resolved.
- Protect yourself against identity fraud
- Don’t throw out anything with your name, address or financial details without shredding it first.If you are concerned about the source of a call, wait five minutes and call your bank from a different telephone making sure there is a dialling tone.Don’t leave things like bills lying around for others to look at.
- Act quickly - you mustn't ignore the problem.If you believe you’re a victim of identity fraud involving plastic cards (e.g. credit and debit cards), online banking or cheques, you must report it to your bank as soon as possible.
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