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Storyboard Text
Oh No! Little Timmy finally wants to move out of his parent house, but he doesn't know anything about credit and finances!
Suddenly, a strange creature appears in his room...
Fear not Little Timmy, for I am your credit fairy! I have so many things to share with you...
This will help him establish a credit history, which he will need for many future things.
First, let's open a credit card through your bank!
Wow, Little Timmy, I can't believe you are 42 and just now opening a credit account!
Little Timmy is establishing a healthy payment history, which will earn him a good credit score!
Now, remember to only borrow money you can afford! And then, pay it back in full and on time.
Checking your credit history can inform you of where you stand credit-wise and can help you correct false information.
EXPERIAN
Now that you've established a good credit history, let's request your annual free credit report!
It's time for Little Timmy to experience the wonders of being a homeowner (there's another fairy for that).
Thank you, magical credit fairy!
Good job, Little Timmy! Because you established good credit habits and a high credit score, you were able to get a loan on a house!
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