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Slide: 1
Yo bro check out these new clothes I got for basically free.
What do you mean "for free". Didn't you also get fired from your job last week.
Yeah it's crazy isn't it? It's just money from my car loan, which I didn't pay anything for.
You do know that you have to pay that money back and that it should be only used for your car, right?
Slide: 2
It's all good. I'll just get another loan!
Just don't say I didn't warn you.
Slide: 3
A Few months later
You've got to help me!
My car just got taken away along with my new clothes. I also have to pay extra fees which is garbage! I can't take out another loan either.
I told you that loan idea wasn't good. I can't help you. You should have listened to me.
Slide: 0
You can't just do that dude. Your credit score will lower drastically and eventually you won't be able to borrow anything. You have to pay off what you spent before they charge you with extreme interest rates and fees.
Relax. I've got this figured out. Plus I don't even know what my own credit score thing is, so how should they?
Calm down what is it?

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