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  • When shopping online, you should always look at the website address bar: it should always say “https”. This means all of your information is encrypted and secure. If not, do not input your information into the site.
  • Having a credit card can be scary, and shopping online can be dangerous, so here’s how to safely shop online and manage your credit card.
  • It’s 2023, and a lot of the world’s shopping is done online. Additionally, credit cards and bank accounts are becoming more accessible to everyone, so we should know how to properly use a credit card.
  • Next, keep your credit card information private, and don’t share it with anyone. If you do, you may end up being charged for purchases that you did not authorize.
  • If this does happen to you, just know that you have the federal right to dispute charges and withhold payment during investigation.
  • If you ever find yourself in a pinch, and you can’t pay your credit card bill when it’s due, don’t worry, in general you have around 21 days before your bank charges you interest. Make sure to budget accordingly, and stay on top of your bill.
  • Sign the back of a new card upon receipt and do not use the same password for your bank account and retail sites.
  • If you don’t take these into account, you may be subject to stolen information, debt, or a less than desirable credit score. Remember, how you manage your credit card affects your own credibility,
  • Everyone :so make the best of it!
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