Accumulators PA
Storyboard Text
- Hi Tom, I'm Dr. Evans. Unfortunately, it appears that you have the autoimmune disease, Lupus. Luckily, it is treatable, and we'll work with you to keep you happy and healthy.
- Yes! We can do you one better and auto-enroll you in our new Accumulator Policy Program to help keep the medication affordable and you healthy!
- Hi! I'm calling to inform you that I was recently diagnosed with Lupus. This is covered by my insurance, right?
- Alright Tom - luckily, with your health insurance and a pharmaceutical co-pay, your deductible and out-of-pocket maximum shouldn't be too high. This medication is vital for your health and comfort, so make sure you take it daily.
- Burden of payment
- Tom's expectation with his new accumulator policy designed to "help" him afford his life-saving medicine
- PharmaceuticalAssistance
- Insurer
- PharmaceuticalAssistance
- Burden of payment
- Tom's reality with his new accumulator policy designed to "help" him afford his life-saving medicine
- Insurer
- Two Months Later
- Listen Tom, I don't know what to tell you- this is the policy you signed up for... we do accept the co-pay, but you aren't the one paying it so it doesn't count as if you were.
- You said that my meds were covered by insurance... what about the Accumulator Policy Program that was supposed to help me?? Why am I paying more now than ever?? Why doesn't the pharmaceutical co-pay count towards my deductible or out-of-pocket maximum?? I can barely afford my rent!!
- Six Months Later
- Tom's vitals havesubstantially worsened. He must not have been taking his medication for a couple of months now.
- Sorry, Tom - that's just how life works. We really struck gold with this new Accumulator Policy Program... I'll be able to retire by 50 at this rate!
- TOM1991-2023
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