CREDIT
Storyboard Text
- MAN WHY WAS I NOT ACCEPTED FOR THIS APARTMENT COMPLEX? I HAVEN'T EVEN OPENED A CREDIT CARD YET!
- IS THAT REALLY TRUE? WHAT DOES THAT MEAN FOR ME?
- YOUR CREDIT SCORE DEPENDS ON HOW RESPONSIBLE YOU ARE WITH YOUR SPENDING HABITS. YOU CAN START BUILDING CREDIT RIGHT NOW!
- ITS BECAUSE YOU NEED A CREDIT HISTORY IN ORDER FOR MOST APARTMENTS TO ACCEPT ATTENDANTS!!THIS IS CALLED A CREDIT SCORE
- AND HOW DO I CHOOSE THE PROPER CREDIT CARD FOR ME?
- ITS SIMPLE REALLY, START WITH OPENING A CREDIT CARD AND MAKE SMALL PURCHASES THAT YOU COULD AFFORD OTHERWISE ON THE CARD. MAKE THE MINUMUM PAYMENTS AND BAM. YOU'VE STARTED YOUR CREDIT HISTORY. IT WILL TAKE AWHILE TO GAIN A SCORE BUT ITS IMPORTANT TO STAY ON TRACK AND NOT FALL INTO DEBT EITHER
- NOW, HOW DO I BEGIN TO BUILD CREDIT?
- THANKS! I THINK IM READY TO OPEN MY CARD NOW.
- CHOOSING A CREDIT CARD IS EASY, CHOOSE ONE WITH FLEXIBLE RATES THAT YOU CAN AFFORD, AND YOU COULD EVEN OPEN A CARD FROM ONE OF YOUR FAVORITE STORES! JUST MAKE SURE TO ASK LOTS OF QUESTIONS ABOUT FINANCING, INTEREST AND ACCOUNT COSTS
- BE SURE TO MAKE PAYMENTS ON TIME, AND NOT TO CONTINUOUSLY MAX OUT YOUR CARD BECAUSE THAT WILL HURT YOUR SCORE. IF YOU KEEP TO THIS, YOUR SCORE WILL BE BTTER THAN EVER
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