acClaim!

acClaim!

Storyboard Text

  • Claims Consultant
  • Liability claims training session
  • Underwriter
  • Underwriter
  • In the Australian legal system the efficacy exclusion has virtually no application
  • This is why our policies should not include them with exception for a number of limited situations...
  • Claims Consultant
  • Liability claims - underwriting quarterly conference
  • Underwriter
  • Underwriter
  • What if an efficacy exclusion were imposed?
  • Claim 17172833LCP: Total paid $350,000
  • It would not apply because....
  • Broker's office - Rob calling Allianz Insurance
  • Hi Lucy, the policy contains the efficacy exclusion. Can you please remove it? I Need an answer by close of business today.
  • Efficacy Exclusion Molestation Exclusion
  • Lucy @ Allianz Insurance checking the acCLAIM! folder
  • - Like in claim 17172833LCP, it does not apply when the loss is attributable to Product Defect - very rarely applied in the Australian legal system
  • Sure Rob, I will remove it right away for you. I will send you amended terms in a minute.
  • Thanks to acCLAIM!, I checked whether the broker's request could be accommodated while he was on the phone with me. The policy renewed in 5 minutes!
  • Public and Products Liability No additional exclusions apply
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