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I would like....
Hey Maam! What would you like to order today?
The lady orders.
I's sorry ma'am but the card has declined you'll have to pay another way or speak to my manager.
MMM that was good! I'm ready to pay now! here's my card.
What! I though I had some money left!
The lady then goes to the manager.
So you got another way to pay or did you just eat all my food for free!!?
Well have you heard of budgeting?
I used to be a financial literacy teacher so I can help you with that.
no.
Unfortunatelyno! I'm sorry I just wasn't keeping track of my money! It was a shock to me that my card declined!
So, have you heard of the budgeting strategy 50/30/20?
Okay.
No? What does that mean?
50/30/20 is a budget for your needs 50% wants 30% and savings 20%
This way you will not be over spending and be able to save for emergencies.
Oh! what if I wanna keep track of how much money I'm spending?
Its as easy as a notebook and pencil! write down your spending until you eventually see your spending pattern to further secure your budget.
If that doesn't work for you, you can always find an app to monitor your spending.
Ill let you go for free only this time!
Ahahhahahahaha!
The End.
Thank you! Today I learned a lot about budgeting!

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