The Saga of a family to own property without finance calculator to such

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The Saga of a family to own property without finance calculator to such
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  • Mr. Cícero is a typical dad in a modern family in Brazil, particularly by middle class. Mr. Cícero, nick "Seu Ciço", needs to make a rational choice to him and his family: to buy a car through financial operation.
  • We need a SUV right now!
  • In Brazil, "Seu Ciço" has some financing options, with fixed benefits, and long maturities, in banks or dealers and car dealerships, mostly.
  • But we need to choose where to find out favorable financing.
  • Particularly in Brazil, there are various options of funding, however decisions on personal loans should be taken with much rational basis, especially for the high interest rate to the consumer.
  • I have heard that interest rates are too high. Much more high than I during the weekend. LOL
  • Despite the good sense of our hero of the middle class, hardworking, a real fighter, and his apparent tranquility, to the point of making fun with himself, comparing his lack of sobriety over the weekend due to cool drink with friends, with high interest rates.
  • Hmmm! OMG! I think interest rate is a subject very serious, indeed!
  • In Brazil also very commom appliances financing assets, durable goods, with long maturities and hig interest rate. Our hero needs further rationalize with Miss Maria.
  • What the ...!!!
  • BOOM!
  • Awww, we need new stove and fridge! Affff!
  • So, we have the following scenario: "Seu Ciço" (who is a bit calmer right now) e "Dona Maria" had already resolved to get the car through financing, preferably in a bank instead of a car dealership, because, according to information frommagazines and newspapers, interest rates are lower in banks than in dealerships, on average.
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