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  • Hey Are you ready to go.
  • sure but I take the bus.
  • Yeah can we take you car I don't have enough money for gas between the restaurant and this new dress I bought.
  • Takign the bus helps me save money and gives me more money in my buget.
  • Why do you take the bus its much nicer to take a car.
  • wow everything on this menu is so expensive I don't know how I am going to pay for it
  • thats why a budget is helpful it lets you know how much you should spend on certain things so that youj have enough money for dinner.
  • Ok well tell me more about a budget.
  • Okay here are the basics the 50% 30% 20% rule you put 50% towards your needs you put 30%toward your wants and 20% toward your savings
  • that sounds like a really good Idea I am going to start budgeting my money so that I have enough money and am secure in my spending habits.
  • Good Im glad I could help and teach you about how to budget your money.
  • thank you so much for helping to teach me how to budget my money now next time we go out I will be prepared!
  • of course I am so excited for you and maybe tomorrow I can come over and help you decipher what goes in what category.
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