Credit sum
Storyboard Text
- Hey, I came to ask why my credit is so bad. just because I missed one payment
- well you see missing just one payment can really affect your credit score. as a credit owner you have many responsibilities 2 responsibilities are that you need to repay and be ready to pay any interest the credit loans throw at you
- Woah then whats the point of using a credit card.
- Well credit has its pros and cons as all things do. 2 pros are that its a lot easier to carry a card then cash. it also helps you keep a record of your purchases. 2 cons of credit though are that you will always have to pay your credit. which can then lead to debt. there is also the factor of interest. everyone has legal rights to credit. one law on credit is the fair credit report act.
- What is the fair credit act?
- The fair credit act is what governs access to a consumer credit report records and promotes accuracy, fairness and the privacy of personal info. one last thing before you leave my office. your credit score is extremely important in case you want to take out a loan or even apply to work a job. so I recommend you try to work on the credit the best you can
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