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So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

Create your own at Storyboard That

So Joey, I know you want to get that new Ford Bronco

Yes I would love to get the car to show off to my friends

Well unfortunately you can't get any of our cars

What Why can't I get any of your cars? 

What do you mean I have a 400 Credit Score I pay my card off every month!

You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.

When you say you pay off your card every month do you pay the Minimum or do you pay it in full?

The Minimum,  I don't have enough to pay it in full that would be $1,000 that'sthe max limit

Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000

Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.

ok ill do this until I have a good credit score

Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!

Ok Thank You so much

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Storyboard Text

  •  Yes I would love to get the car to show off to my friends
  • So Joey, I know you want to get that new Ford Bronco
  • What Why can't I get any of your cars? 
  • Well unfortunately you can't get any of our cars
  • What do you mean I have a 400 Credit Score I pay my card off every month!
  • You have a 400 credit score which is to low for us because you are not trustworthy with payments on any car.
  • The Minimum,  I don't have enough to pay it in full that would be $1,000 that's the max limit
  • When you say you pay off your card every month do you pay the Minimum or do you pay it in full?
  • Well You can't be spending the max limit on your card you need to keep your credit utilization to under 30% so you could only spend $300 on that card that has the limit of $1,000
  • Then when you spend only 30% limit on your card you pay it off in full which is $300 then you keep that pattern going so that you can buy yourself a car, house, get a loan etc.
  • Ok Thank You so much
  • ok ill do this until I have a good credit score
  • Ok but I want to tell you something else. Its to never close a credit line as this can affect your credit score a bunch and too do that habit of paying off your card in full with 30% credit utilization on 2-3 cards to boost your credit score alot!
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