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  • Andrew wants to have a business loan with METRO BANK.
  • Hello sir, I would like to do a business loan to start my small business.
  • First, I need to know your financial status .I need your credit report, income tax returns and company's financial statement.
  • Yes , my boat.
  • Great! then you just need to sign some papers, confirm some details, the amount you want to borrow and for how long are you planning to pay for it. 
  • Do you have a collateral to secure your loans?
  • Lance wants to know and try a consumer loan.
  • Hi sir, I interested in doing a consumer loan. May I know the qualifications for this loan.
  • you need to submit a credit report, bank statements ,and income tax returns. It may also require collateral to secure your loan.
  • If I borrow 50k,will it have a higher interest?
  •  my mother first if it's okay for me to do soAhh okay, I'll ask
  • No, because in a consumer loan, you have a longer term that makes your interest rate lower.
  • Sure ,I'm hoping to discuss this with you furthermore in the future.
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