Identity Theft - Johnny Martin

Hey Harry, whats up?

I just got a call from by bank saying about purchases i didn't do

sounds like identity theft

come inside, Im explain it

What is Identity theft?

So identity theft is someone takes your personal information and use it to commit fraud or other crimes

oh god, so someone acting as me

yep, thefts use dumpster diving, skimming, phishing, hacking, or stealing

so, are there methods to avoid identity theft?

Yes they are: Deter,Detect, and Defend

so what is Deter?

You deter identity thieves by safeguarding your information

shredding financial documents, protecting your SSN, watching for fishy links are some ways

ah, alright

yep, you detect suspicious activities by routinely your financial accounts and billing statement

next step, Detect

bills don't arrive when expected, unexpected credit card or account statement, unexpected denial of credit, or for you calls or letter about unknown purchases

and finally, Defend

you are correct, you defend against Identity theft as soon as you detect it

Placing a fraud on credit reports, contact the security or fraud departments of every account involved, file a police report, and report the theft to the TFC are some steps

alrightly, you deter by protecting information, detect by watch for any changes, and defend when you find it, got it

exactly, you got it now

well thanks for the advice, I have for defend this now

no problem, long as we on for pizza and you pay for it

haha you on!